Freddie Mac’s Primary Mortgage Market Survey® (PMMS®) results released Dec. 6 show little change in fixed mortgage rates, which remain near their record lows. This is helping to keep homebuyer affordability high and attractive to those looking to refinance.

Fixed mortgage rates remained virtually unchanged near their record lows from last week, according to the results of Freddie Mac’s Primary Mortgage Market Survey® (PMMS®) released on Nov. 29. The 30-year fixed-rate mortgage has averaged below 4.00 percent all but one week in 2012, while the 15-year fixed-rate mortgage has averaged below 3.00 percent since the last week in May.